WHITNEY GROUP SERVICES

We have the uncommon ability to combine areas of expertise that do not often exist in one place. We find that the combination of investment, compliance, communications and service knowledge avoids the blind spots among advisors that often leave sponsors feeling like everything points back to their desk.

SPECIFIC SERVICES GENERALLY INCLUDE:
• Conduct Plan Committee Meetings
• Investment Selection and Evaluation
• Service Provider Placement and Evaluation
• Investment and Service Fee Analysis and Negotiation
• Plan Design and Plan Document Review
• Employee Communication
• Provide Updates on Retirement Plan Trends,
  Issues and Compliance
• Provide Documentation Templates
• Troubleshoot Service Issues
• 404 (c) Audits



Advocacy - The firm aids plan sponsors in understanding, documenting and negotiating plan expenses. Additionally, we assist plan sponsors in determining the appropriate plan products and services for their plan size, employee population and organizational needs. As former carrier executives, we wrote pricing models, drafted contracts and negotiated revenue sharing arrangements with mutual funds. We know the inside story of fees and where the opportunity for savings resides. We find this area of our work particularly satisfying and beneficial for plans.

Advice - As an independent advisory firm, we provide input on products and investments free of professional conflict. We develop tailored Investment Policy Statements for each plan. From there, we implement processes and provide documentation of investment selection and monitoring for plan committees. Additionally, we help design the best way to assist participants with asset allocation decisions-something most participants want and most plans struggle to provide.

Support - We provide compliance expertise and a deep understanding of record keeping processes to assist Human Resource and Finance professionals with the day to day questions and decisions that arise when operating a plan. We also provide communication services with seasoned presenters to help plan sponsors provide education and information to their employee populations.